Life can throw a lot at you. It’s important to be prepared when a curveball comes your way.
The average cost of Long Term Care is $100K/year with an average length of care of 3-4 years. A Long Term Care policy provides valuable asset protection as well as a concierge service for care placement to simplify this transition for your family. These policies can reimburse you for care given in a variety of places, such as:
Long Term Care insurance becomes an asset of your estate and can provide financial benefits even if you never require care services. This is an essential part of your retirement plan.
Do you have a plan to cover expenses if you experience an accident or illness that leaves you temporarily unable to work? Disability insurance can help bridge the gap by replacing a portion of your income. Disability coverages can vary greatly based on a number of factors so it’s important to speak with an experienced insurance advisor to customize your needs. Give us a call today.